The impact of financial technology (FinTech) on improving financial performance: The case of commercial banks in Jordan

Fadi Mohammed Alshannag

Business School, Financial Technology Department, Jadara University, Irbid, Jordan

Marah Mohammad Bani Hani

Business School, Finance and Banking Department, Yarmouk University, Irbid, Jordan

Bilal Eneizan

Business School, Marketing Department, Jadara University, Irbid, Jordan

Kashif Arif

Department of Accounting and Finance, Salim Habib University, Karachi, Pakistan

Hassan N. Rawash

Business School, Business Information Technology Department, Jadara University, Irbid Jordan

DOI : https://doi.org/10.51690/ijaas.219754

Keywords:

Commercial banks, Financial performance, Financial technology, Net income, Sustainable development

Abstract

This study explores the main financial technologies adopted by banks to
improve their financial performance. The research sample includes 301
participants from commercial banks listed on the Amman Stock Exchange
(ASE). Financial performance is considered the dependent variable, while
financial technology (FinTech) is the independent variable. Multiple linear
regression analysis will be used to test the hypotheses. The findings indicate
that FinTech contributes to higher net income and total deposits. The study
suggests that banks should adopt inclusive approaches to promote
sustainable development.

Published

2025-03-15

How to Cite

Fadi Mohammed Alshannag, Marah Mohammad Bani Hani, Bilal Eneizan, Kashif Arif, Hassan N. Rawash, The impact of financial technology (FinTech) on improving financial performance: The case of commercial banks in Jordan, International Journal of Advanced and Applied Sciences, 12(3) 2025, Pages: 28-37.

ISSUE

2025 Volume 12, Issue 3 (March) (2025)